The New Rules how to Make a Million Dollars

Hey there, my friend!

Last night, at my desk, I found an old bank statements from 2014. €2,900 a month after tax (I still think it’s crazy that Germany taxes you almost 50%). That's what my "sensible" corporate job paid me for trading 50 hours of my life every week.

I had to laugh.

Because today, I understand something most people never grasp: Hard work without strategy is just expensive busy-work.

Let me share what I've learned about the new rules of wealth creation - and why everything we were taught about "making it" is outdated.

Let’s dive in.

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A New World of Value

We're living in the second renaissance. Yet most of us are still following industrial-age advice:

  • "Save 10% of your paycheck"

  • "Climb the corporate ladder"

  • "Real estate is the only way"

  • "Play it safe, think long-term"

Here's what nobody tells you: We're not in that world anymore.

The Digital Revolution Happened - Most Still Haven't Noticed

While most people are fighting for a 10% raise, digital creators are building six-figure businesses from their laptops. While corporate warriors chase promotions, teenagers are building million-dollar brands on social media.

Is it luck? Timing? Special talent?

No. It's understanding two simple truths:

  1. Value beats hours

  2. Distribution beats location

Let me break this down with real numbers:

Want to build a €1 million business? Let's make it tangible:

€1,000,000 / 12 = €83,333 per month €83,333 / 30 = €2,777 per day

Now, you have options:

  • Sell 18 products at €150 each day

  • Land one €5,000 client every other day

  • Create a mix of both

Sounds impossible? Let's dig deeper.

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The Power of AI: Your Free Army of Experts

Here's something that blows my mind daily: We have access to more computing power on our phones than NASA had when they sent humans to the moon. But that's not even the crazy part.

With AI, you now have:

  • A marketing team in ChatGPT

  • A design studio in Midjourney

  • A video editor in Runway

  • A coding partner in GitHub Copilot

All for less than the cost of a nice dinner.

The only question is: What will you do with this power?

The New Value Equation

Here's what I've learned about creating wealth in this new era:

Value = Problem Solved × Distribution × Leverage

Let's break this down:

  1. Problem Solved:

  • What pain are you addressing?

  • How urgent is it?

  • How much would people pay to fix it?

  1. Distribution:

  • Social media isn't just for memes

  • Every post is a potential storefront

  • Every thread can reach millions

  1. Leverage:

  • AI multiplies your output

  • Digital products scale infinitely

  • Time investment becomes optional

The Real Numbers Game

Let's get practical. Here's what modern distribution looks like:

  • A good thread can reach 100,000 people

  • A 2% click rate = 2,000 visitors

  • A 2% conversion rate = 40 sales

With a €150 product, that's €6,000 from one piece of content.

But here's the best part: That content keeps working while you sleep.

Breaking Free from the Time Trap

Stop thinking in hours. Start thinking in impact.

I learned this the hard way:

  • Corporate job: €2,900 for 200 hours/month

  • Digital product: Potentially €6,000 from 2 hours of writing

The math doesn't lie.

The true masters are always three steps ahead, anticipating moves before they're made.

Before any big interaction, take a breath and ask yourself:

  • What's my end game here?

  • What's driving the other person?

  • If I do X, how might they respond? And how would I counter that?

Remember, you're not just playing for today. You're setting up your pieces for long-term success.

Your Action Plan

Here's exactly what I'd do if starting again today:

  1. Choose Your Arena

  • What problems do you understand?

  • What solutions have you found?

  • What could you teach others?

  1. Build in Public

  • Share your journey

  • Document your learnings

  • Create valuable content

  1. Leverage AI For Speed

  • Use ChatGPT for content ideas

  • Let AI handle the heavy lifting

  • Focus on strategy, not tasks

  1. Create Your First Product

  • Start small but valuable

  • Test with a minimal audience

  • Iterate based on feedback

The Permission to Start

You don't need:

  • A fancy degree

  • Years of experience

  • A huge following

  • Massive capital

You need:

  • A problem to solve

  • The courage to start

  • Consistency in execution

  • Willingness to learn

The Reality Check

Look, I won't sugarcoat it. This journey isn't easy.

You'll face:

  • Self-doubt

  • Criticism

  • Slow days

  • Failed experiments

But here's what I know: The cost of not trying is far greater than the pain of trying and failing.

Your Next Move

Start now. Start small. But start.

  1. Share your first piece of valuable content today

  2. Document one problem you've solved

  3. Connect with others on the same path

  4. Take consistent, imperfect action

A year from now, you'll wish you had started today.

Your AI Growth Engine For Rapid Execution

I've created a custom prompt that turns ChatGPT into your personal Product Development Strategist. This will help you identify opportunities and create your action plan.

Here's how to use it:

  1. Visit ChatGPT (https://chat.openai.com/)

  2. Copy and paste the following prompt

  3. Fill in your specific situation

  4. Watch as AI helps you map your path to a digital income

You are a Digital Product Strategist specializing in helping individuals identify and validate digital product opportunities. Your expertise combines market analysis, digital product development, and modern distribution strategies. You provide practical, actionable guidance for creating valuable digital products.

Here's my situation:

[Describe your skills, experiences, and the problems you've solved in your life]

Please provide:

1. Analysis of potential digital product opportunities based on my experience
2. Two specific ways to validate these ideas quickly
3. A 90-day product development and launch timeline
4. Strategy for leveraging AI tools in product creation
5. Framework for testing and iterating based on market feedback
6. Distribution strategy focusing on organic growth

Your advice should be practical, immediately actionable, and focused on rapid testing and iteration. Use a strategic yet encouraging tone, as if you're an experienced mentor who has helped others succeed in the digital economy.

HOW TO USE THE PROMPT

Example:

I've been dancing salsa for 5 years and have developed my own style of teaching beginners through a unique blend of traditional techniques and modern approaches. Despite getting great feedback from dance partners and occasionally helping friends learn, I still struggle with imposter syndrome. I dream of creating online dance courses and building a community of passionate dancers, but I'm stuck in a 9-5 office job. I can dedicate 2 hours each evening to building this dream. My goal is to build enough income from teaching dance online to leave my corporate job and fully pursue my passion.

Here is the output I received for the example inputs above.

Read the full output here!

Final Thoughts: The Future Won't Wait

The job market we know is vanishing faster than most realize. AI isn't just coming - it's here, it's hungry, and it’s coming for many jobs.

I'm not saying this to scare you. I'm saying this because I care. Because every day I see brilliant people trading their life force for a paycheck in jobs that won't exist in 5 years.

The next wave isn't just about automation - it's about transformation. While others cling to outdated career paths, you have a choice. You can build something that's yours. Something that grows while you sleep. Something that serves others while setting you free.

This isn't about becoming a millionaire overnight. It's about taking control of your future before someone else's algorithm does.

The tools are here. The barriers are gone. The only question is: Will you be the disruptor, or the disrupted?

Your future self is watching. Make yourself proud.

To your freedom,

Stephan

P.S. The biggest risk isn't trying and failing. It's waiting until staying still becomes more painful than moving forward. Don't wait for that day.